LendingSmarts' Advertiser Disclosure
Advertiser Disclosure
The listings that appear on this page are from companies from which this website and LendingSmarts’ may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither LendingSmarts' nor this website endorses or recommends any companies or products.
About our Mortgage Rate Tables: The mortgage loan information is provided to, or obtained by, LendingSmarts’. Some lenders provide their mortgage loan terms to LendingSmarts’ for advertising purposes and LendingSmarts’ receives compensation from those advertisers (our "Advertisers"). Other lenders' terms are gathered by LendingSmarts’ through its own research of available mortgage loan terms and that information is displayed in our rate table for applicable criteria. In the lenders’ table, an Advertiser listing can be identified and distinguished from other listings because it includes an "ADV" button that can be used to click-through to the Advertiser's own website or a phone number for the Advertiser.
Availability of Advertised Terms: Each Advertiser is responsible for the accuracy and availability of its own advertised terms. LendingSmarts’ cannot guaranty the accuracy or availability of any loan term shown listed. However, LendingSmarts’ attempts to verify the accuracy and availability of the advertised terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program.
Loan Terms for LendingSmarts’ Customers: Advertisers may have different loan terms on their own website from those advertised through LendingSmarts’. To receive the LendingSmarts’ rate, you must identify yourself to the Advertiser as a LendingSmarts’ customer. This will typically be done by phone so you should look for the Advertiser's phone number when you click-through to their website. In addition, credit unions may require membership.
Loans Listed $424,100 May Have Different Loan Terms: If you are seeking a loan for more than $424,100, lenders in certain locations may be able to provide terms that are different from those shown in the table listed. You should confirm your terms with the lender for your requested loan amount.
Taxes and Insurance Excluded from Loan Terms: The loan terms (APR and Payment examples) shown listed do not include amounts for taxes or insurance premiums. Your monthly payment amount will be greater if taxes and insurance premiums are included.
Consumer Satisfaction: If you have used LendingSmarts’ and have not received the advertised loan terms or otherwise been dissatisfied with your experience with any Advertiser, we want to hear from you. Please “Click Here” to provide your comments to LendingSmarts’ Quality Control.
Personal Loans
Many lenders have different rates on their own Websites than those posted on LendingSmarts’. In order to get the LendingSmarts’ rate, please identify yourself as a LendingSmarts’ customer. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you. Please “Click Here” .
The rates listed were collected by LendingSmarts’. Rates are subject to change without notice and may vary from branch to branch. Rate/APR and terms may vary based on the creditworthiness of the individual and the extent to which the loan differs from the one used for LendingSmarts’ quotes. For an explanation of lending terms used in the site “Click Here” .
Auto Loans
If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you, please “Click Here” .
For an explanation of auto terms, . These rates are updated weekly. For criteria used in surveys of rates listed, . These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own Web site, where you can find additional information. LendingSmarts’ rates banks, thrifts, and credit unions through proprietary rating system. Rates are subject to change without notice and may vary from branch to branch.”